When we look around our great country, we find many things that affect the economy. When the price of gas is up, generally speaking, so are the cost of groceries, as it takes a delivery vehicle to get the goods to the store. The vehicle runs on gas.

This hot summer we have seen an effect on the farmers and crops. I have not checked the price of corn, but the corn I have eaten has been affected by the heat.

I have said for a while that the cost of insurance has to go up under the Patient Protection and Affordable Care Act (PPACA) otherwise known as Obamacare. It has to go up for several reasons. One, more mandated benefits! The more a plan has the more it has to cost home depot health check . There are a lot of preventative services that are now included in all plans. We keep hearing that these are “Free”. There is a cost for “free”, it is built in to the premium. If it were up to me (and it is not) I would make that a mandatory option on all plans, meaning that all insurance carriers must offer that and tell you what it will add to the premium. The consumer can decide if they want that or not. Either way we are seeing premiums increase due to these benefits. They will also go up because if you accept pre-existing medical conditions, and try to spread the risk out, healthy people will pay more than the otherwise would, to cover the sick. The same holds true with younger adults. They are usually healthier than someone say 20 or 30 years older. They will pay more to subsidize the older people.

Now this week Papa John’s Pizza came out and said they will pass that added expense on to their consumer. It is expected to be about fourteen cents per pizza. Looking at the Papa John’s menu in Crest Hill, Illinois, which is the closest to my home, a large pepperoni pizza is $14.04. So the added healthcare adds about 1% to my order. Would you consider it a 1% tax?? I wonder if other businesses would follow that pattern and add costs to other purchases. What if I am at the hardware store and need to buy a new lawnmower. For purposes of discussion we will say it costs $300. Will I have to pay an extra $3 for home depot employee’s health insurance? We know that there are already 20 taxes in the healthcare law. I already have to pay $300 per month for my health insurance. Will I have to subsidize other peoples with all of my purchases?? Yes, of course I can choose what to buy and if I need it, but I wonder if soon everything will be subject to a health care tax.

My story begins while looking back to the year of 1998 when I was 45 years old. During this time I was living in Baltimore, Maryland and working as a Real Estate agent with Long and Foster Realtor’s, Inc. I was a Realtor and had been licensed approximately 20 years in the State of Maryland.

This had to be some of the best years of my life. These people have played such a wonderful role in my life. I will always be grateful for this. Also to witness and even to be a part of helping people with their real estate needs was such an honor for me. For me I find it very difficult to find all the best words that could describe the wonderful feeling and so much joy they gave me, the joy and excitement would pour from buyers and sellers after their housing needs were met, and this would really touch my heart. I reminded myself many times throughout my real estate career that when buying or selling a home it is probably one of the most important and emotional decisions people will ever make.

I met a Real Estate agent which was working part time in my office. Wow… she was beautiful and I felt like a lightning bolt hit me. We began dating and working together with a few transactions. After awhile she decided to do Real Estate full time and wanted to work with me.

At last the moment finally arrived and I ask her to marry me, she said YES. When our news leaked out some of the agents in our office planned a very nice wedding for us. So before very long we were married on November 18th, 2000; and The Elmore Team was formed.

My new bride Clare had a teenage son named Bryan from her previous marriage, Bryan was a really cool guy and seemed like he had all of his ducks in a row and we hit it off very well. Clare and I decided to buy a beautiful colonial home we found located in Harford County, Maryland.

Over the next few years life seemed really great for us, now we have a family and love each other very much, a beautiful home, a great career, and making pretty good money. We owned some nice cars, a very nice recreational vehicle. Clare came home one day and seemed excited, she began to tell me about these new homes that were to be built not very far from where we were now living. We completed our sales agreement with the builder, went home and put our house on the market for sale.

Our home was sold rather quickly, so we put most of our belongings into storage. At this point we moved into an apartment and waited anxiously for our home to be completed. Seemed like this process would take forever, but at last our new Carriage Home was completed and we were moved in and soon to be back to our normal routines.

Now this is when my good life as I knew it is about to take a turn for the worse, and our world begins to get scary and some major changes would soon be taking place. My visit to our family Doctor and receiving some disturbing news, my Doctor shared the results of my test which I had prior to this office visit with him. My Doctor believed I needed to stop working because my health problems would continue to get worse.

So I leaned back and took a breath and said to myself, now what am I going to do. I tried closing my eyes and thinking things would work out just fine, after all… I have always been strong minded and able to accept a challenge and be in control, take it one step at a time with the best results not allowing the challenge at hand to beat me.

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